Privacy Policy

FACTS: WHAT DOES YOAKUM NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Overdraft history
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers' personal information, the reasons Yoakum National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Yoakum National Bank share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YES NO
For our marketing purposes
to offer our products and services to you
YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes
information about your transactions and experiences
NO We don't share
For our affiliates' everyday business purposes
information about your creditworthiness
NO We don't share
For nonaffiliates to market to you NO We don't share

Questions? Call 361-293-5225.

WHAT WE DO

How does Yoakum National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Yoakum National Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Provide employment information
  • Give us your contact information
  • Pay us by check
  • Show your driver's license

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Yoakum National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Yoakum National Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card and investment companies.