Skip to content
Home  ›  Financial Insights

We’ve got over 130 years of banking knowledge to share with you.

Whether you’re looking to take your business to the next level, or want to get your personal finances in order, we’ve got the information to help.

  • Growing Your Small Business

    Growing a small business into a medium-sized business can be daunting. As a small business owner, you’ve likely…

    Read more ›
  • Best Practices for Starting a Small Business

    Starting a small business is an exciting venture, but it also comes with its fair share of challenges….

    Read more ›
  • Mobile Phone Security Tips

    Here are 15 mobile device security tips to help keep your phone secure: Always lock your phone when…

    Read more ›
  • Preventing Identity Theft

    According to the ABA Education Foundation, identity theft is one of the fastest-growing types of financial fraud. Without stealing…

    Read more ›
  • ATM Security

    Debit cards are very convenient, and as good as cash. For this reason, we recommend that you treat…

    Read more ›
  • Man in a denim shirt and leather apron leans over his silver laptop in a retail boutique small business setting

    How to Find Small Business Grants

    If you own a small business and are searching for funding, we have some options for you to…

    Read more ›
  • Digital lock key and password on-screen display

    Best Practices for Loss Prevention

    Loss, also known as shrinkage, is an issue for small businesses nationwide. Keeping your company safe and reducing…

    Read more ›
  • A professional person sitting at a desk typing on a laptop in an office setting

    Which Is Best for You? Brick-and-Mortar vs. Online Stores

    We understand that starting your own company is an exciting challenge. Research is part of your journey when…

    Read more ›
  • A man wearing a light blue button-up shirt types on a computer while holding a clipboard in a warehouse setting

    How to Protect Your Business Online

    Internet and computer-based tools give companies the power and freedom to work more efficiently and from anywhere. With…

    Read more ›
  • An evenly balanced black and white scale holds a stack of coins on the left and a residential home on the right

    What Collateral Is Needed to Secure a Loan?

    Whether your business is just getting started or you’re ready to invest and expand, loans may be available…

    Read more ›
  • A calculator and mechanical pencil appear next to a small business balance sheet

    Understanding Balance Sheets

    Simply put, balance sheets are financial snapshots that show investors and stakeholders how much your company is worth….

    Read more ›
  • A southern front porch decorated with white wicker furniture an american flag and a wreath on the door

    How to Avoid Home-Buying Mistakes

    We understand that buying a home for the first time can feel overwhelming, so we put together a…

    Read more ›
  • Hands typing on a keyboard while holding a credit card

    How to Avoid Scammers

    Online scammers may try to take advantage of web users and shoppers by pretending to be a business…

    Read more ›
  • Hands typing on a laptop’s keyboard and seeing their credit score appear on the screen

    4 Ways to Protect Your Credit

    Your credit score can determine the types of loans you qualify for, the interest rate on your credit…

    Read more ›
  • How to Keep Your Money Safe

    At Yoakum National Bank, keeping your money safe is our top priority. We are FDIC-insured and offer helpful…

    Read more ›
  • A person types on a calculator while holding receipts

    How to Build Credit

    So, you want to build credit? Maybe you have zero credit history and are just getting started or…

    Read more ›
  • Several jars of coins are organized by savings category

    How to Save for an Emergency

    Emergencies are unpredictable and can disrupt one’s financial goals. But with a few expert tips on how to…

    Read more ›