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Plan Your Future Wisely

With Cetera you'll enjoy the convenience of conducting your banking, investment, and insurance activities at one location…right in your own community with people you know and trust.
I'm Sandra K. Morkovsky—your local Cetera Investment Executive and I'm here to help make your financial future easier.

I have a Client-Centered approach…

It's all about you. I'm here to help you:
  • Save for retirement – before and during your retirement years
  • Protect your family or business with risk management solutions
  • Save for college expenses
  • Minimize taxes through tax-advantaged investing*
  • Create lifetime income options
  • Maintain your independence with long-term care insurance
  • Save for that something special (wedding, vacation, second home…)
  • Gain confidence with your investment choices
  • Create a legacy for your family
  • Increase your understanding of Social Security
  • Preserve your wealth
  • Fulfill your charitable wishes
…with the right product solutions.

Whether you're a conservative, middle-of-the-road, or an aggressive investor, Cetera Investment Services provides many financial products and services such as:
  • Mutual funds
  • Fixed and Variable Annuities
  • Life insurance
  • Retirement Plans
  • Stocks and Bonds
  • Tax-advantaged Investments*
  • Long-Term Care Insurance
  • Disability Insurance
  • MoneyGuideBroker (a financial objective tool)
Stop in and visit at me at my office in the Yoakum National Bank lobby. You can also contact me by phone at 361-293-5225 or email.

Cetera Investment Services, Inc.
One of the nation's largest broker-dealers, Cetera offers quality investment and insurance solutions exclusively to financial institution clients. Registered in 50 states and Guam, Cetera is a shareholder in the Chicago Stock Exchange and a member of the Depository Trust and Clearing Corporation (DTCC), the Financial Industry Regulatory Authority (FINRA) and the Securities Investors Protection Corporation (SIPC).

Sandra K. Morkovsky, Cetera Investment Executive
If you're like most investors, you want someone to walk you through the investment choices available to you. That's where I can help. An Investment Executive provides in-depth knowledge necessary to assist you in identifying what investments are right for you. Whatever your goals or stage in life, I can help you make the right investment choices.

Your Financial Institution
Experience the convenience of conducting all your financial business in one location: at the local branch of your financial institution. You can enjoy the competitive advantages of working with a premier investment and insurance services firm—while remaining in the comfort of a place you have come to trust.

You
When it comes to your financial dreams, taking action is vital to your success. But that's not always easy. You know where you are—and where you want to go. My aim is to help you get there. As an experienced Investment Executive, I am committed to making your journey toward financial success as easy as possible.
Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information on this website is for Texas residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the State of Texas.

Cetera Investment Services, Inc. is a registered broker/dealer and not affiliated with Yoakum National Bank. Member SIPC/FINRA. Securities and Insurance products offered by Cetera are:
  • Not FDIC/NCUSIF insured
  • May go down in value
  • Not Financial Institution guaranteed
  • Not a deposit
  • Not insured by any federal government agency
*Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither Cetera nor any of its representatives may give legal or tax advice.

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